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Stop phony debt collector harassment

Adam J Krohn / Posted: 2010-04-05 12:00 am
Our society is infested with inauthentic debt collectors. Phony collectors pretend to be collecting a debt, though they have no right to do so, no connection to the creditor, and may not even be located anywhere close to America. Fake agents of collection agencies call debtors in the hope of collecting payments on either real or imagined debts.

Supreme Court Rules in Favor of Debt Collectors

Adam J Krohn / Posted: 2010-03-10 12:00 am
A recent Supreme Court decision may discourage consumers from commencing lawsuits against debt collectors for violations under the Fair Debt Collection Practices Act (“FDCPA”). Under this new ruling, Plaintiffs that lose FDCPA lawsuits may be liable for the defendant’s costs even if the case was brought in good faith and with no intention of harassing the defendant.

Americans Carry $1 Trillion in Credit Card Debt

Adam J Krohn / Posted: 2009-02-06 12:00 am
At the beginning of the New Year the Federal Reserve announced that in November of 2008 credit card debt totaled $973.5 billion--a decrease of 3.4 percent from October 2008.

Lithuania Debt Collector Uses Witchcraft

Adam J Krohn / Posted: 2009-02-06 12:00 am
A debt collection firm in Lithuania has hired the country's most famous self-styled witch to track down deadbeats.

FDCPA LAWSUITS ON A MASSIVE RISE

Adam J Krohn / Posted: 2009-02-06 12:00 am
Anyone who follows news regarding the FDCPA likely knows that lawsuits regarding the act have been in a steady decline over the course of the past year or so. Bearing this in mind, reports have shown that FDCPA lawsuits filed in the second half of July, 2012 are up a massive 36% when compared with those which were filed earlier in the month.

The FDCPA Protects You From Debt Collectors

Adam J Krohn / Posted: 2009-02-06 12:00 am
The Fair Debt Collection Practices Act (FDCPA) is a federal law enforced by the Federal Trade Commission (FTC) to regulate and govern debt collection practices. The FDCPA, together with state debt collection statutes, protect consumers from illegal and unethical debt collection practices.

Legal Rights Under the Rosenthal Fair Debt Collection Practices Act

Adam J Krohn / Posted: 2009-02-06 12:00 am
Under the Rosenthal Fair Debt Collection Practices Act (RFDCPA), consumers have legal rights which protect them from debt collectors. The RFDCPA was established to protect consumers against unlawful debt collections by debt collectors in California. While the RFDCPA is similar to the federal FDCPA, it differs in some aspects.

Debt Collection Laws Prohibit Trespassing on Consumers Property

Adam J Krohn / Posted: 2009-02-06 12:00 am
All debt collection agencies, and debt collectors employed by these agencies, are governed and regulated by the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal statute enforced by the Federal Trade Commission (FTC) and private attorneys and litigants to ensure fair debt collection.

Calvary Portfolio services asks for someone else

Adam J Krohn / Posted: 2009-02-06 12:00 am
One collection agency called Calvary Portfolio services called my mother’s home on a Sunday afternoon asking for someone named Buckner which is not us. They called many times before but ignore the fact that we told them that no Buckner lives here and we do not know a Buckner.

Debt collection agencies that violate the FDCPA

Adam J Krohn / Posted: 2009-02-06 12:00 am
Collection agencies’ active participation in collecting debts from vulnerable U.S. debtors has increased in recent years. These agencies employ illegal means to collect debt from borrowers. With the rising numbers of complaints from the victims of these agencies, the federal government was moved to enact the Fair Debt Collection Practices Act to prevent creditor harassment. According to the FDCPA, debt collectors are forbidden from oppressive and unfair collection practices, using abusive language, threaten

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