Oregon has not enacted a separate State law that is substantially different from the FDCPA. In fact, the Fair Debt Collections Practices Law for the State is so similar to the FDCPA that compliance with or violation of the federal law is automatically deemed to constitute compliance with or violation of the State Law. However, under Oregon law, in addition to the damages available under the FDCPA, a consumer victim can also obtain state law damages, statutory damages of up to $200, punitive damages, and attorney’s fees and costs.
If you believe that a collector has behaved inappropriately while attempting to collect a debt from you in Oregon, our attorneys can help you to determine whether the FDCPA or Oregon law provides you with a legal remedy.
To learn more about the FDPCA, go to Federal Debt Collection Practices Act.
Oregon Revised Statutes Sections 646.639 to 646.646 and 697.005 to 687.095.
