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Mortgage Foreclosure is Debt Collection; According to Court

Adam J Krohn / Posted: 2013-02-21 12:00 am
A debt collector is generally defined under the Fair Debt Collection Practices Act (“FDCPA”) as a person whose “principle business” is the collection of debts or a person who “regularly collects or attempts to collect” the debts of consumers.

Debt Collectors use of Social Media Sites Draws US Regulation

Adam J Krohn / Posted: 2013-01-31 12:00 am
There are some debt collectors that have started using social media sites, such as Facebook, to contact debtors about their debts even when they have other means of contacting the debtor.

TCPA and Do-Not-Call Lists; What and How They Work

Adam J Krohn / Posted: 2013-01-03 12:00 am
The Telephone Consumer Protection Act (“TCPA”) requires telemarketers to comply with all do-not-call requests a consumer makes directly to the telemarketer during a solicitation call. The TCPA also requires some telemarketers to comply with the National Do-Not-Call Registry which was implemented in 2003.

New TCPA Changes Go into Effect in 2013

Adam J Krohn / Posted: 2012-12-20 12:00 am
The Federal Communications Commission (“FCC”) has amended the Telephone Consumer Protection Act (“TCPA”) regulations, many of which go into effect this year. These amendments impose additional opt-out requirements and consent requirements for prerecorded or autodialed telemarketing calls.

Atchoo - Sufficiency of a Complaint Required for an FDCPA

Adam J Krohn / Posted: 2012-10-28 12:00 am
The number of debt collection agencies is on the rise and so are complaints about collection tactics. The Fair Debt Collection Practices Act (FDCPA) was designed to protect consumers from creditor harassment with unfair, abusive, and deceptive collection practices.

Does the FDCPA Allow Collectors to Contact a Deceased Debtor's Relatives?

Adam J Krohn / Posted: 2011-01-17 12:00 am
The Fair Debt Collection Practices Act (FDCPA) is a federal statute established to protect debtors from debt collection harassment. This Act is enforced by the FTC and private attorneys. Among other things, the FDCPA protects debtors form third-party debt collectors who may harass them if a loved one dies.

Supreme Court Rules in Favor of Debt Collectors

Adam J Krohn / Posted: 2010-03-10 12:00 am
A recent Supreme Court decision may discourage consumers from commencing lawsuits against debt collectors for violations under the Fair Debt Collection Practices Act (“FDCPA”). Under this new ruling, Plaintiffs that lose FDCPA lawsuits may be liable for the defendant’s costs even if the case was brought in good faith and with no intention of harassing the defendant.

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