It can happen on two fronts. Either a legitimate company makes a mistake or a schemer is simply looking for ways to access your pocketbook.
One frequent violator is a company called NCO Financial Systems. The company reportedly calls victims daily asking for repayment of a debt they don't owe. In fact, the Federal Trade Commission recently fined NCO $.5 million for reporting inaccurate information to credit bureaus. For more information:
Source: Digtriad.com
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