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An Overview of the Telephone Consumer Protection Act

Adam J Krohn / Posted: 2014-01-22 1:19 pm
The Telephone Consumer Protection Act (TCPA) was passed by Congress in 1991 as an attempt to end annoying prerecorded telemarketing calls. Under the TCPA, the Federal Communications Commission (FCC) was granted the authority to develop and implement regulations that pertain to the TCPA.

Validation of Debt Under the Fair Debt Collection Practices Act

Adam J Krohn / Posted: 2014-01-15 1:06 pm
When a consumer is contacted by a debt collector that consumer is entitled to request certain basic information. This is especially useful if the consumer does not believe that they owe the debt. Debt validation is a consumer’s right under the Fair Debt Collection Practices Act (FDCPA) 15 USC Section 1692g to force the debt collector to prove that the consumer owes the debt.

How Consumers can be Contacted: Protections and Purpose of The Fair Debt Collection Practices Act Explained

Adam J Krohn / Posted: 2014-01-07 2:27 pm
The Fair Debt Collection Practices Act (FDCPA) was designed with the intention of eliminating abusive, deceptive, and unfair debt collection practices. In addition it protects debt collectors who are reputable from unfair competition while also encouraging consistent action by the state to protect consumers from debt collection abuses

Mims v. Arrow Financial Services, LLC: Lawsuits Stemming from Automated Phone Calls Can be Brought in Federal or State Courts

Adam J Krohn / Posted: 2013-12-17 1:39 pm
The Telephone Consumer Protection Act (TCPA) was in enacted in 1991 in response to consumer complaints about the abuses of telephone technology. It was determined by Congress that because telemarketers were escaping state prohibitions on nuisance calls, federal legislation was necessary.

Vincent v. The Money Store: Broadens the “False Name” Exception to the FDCPA

Adam J Krohn / Posted: 2013-12-11 11:40 am
Under the Fair Debt Collection Practices Act (FDCPA) civil liability is imposed on debt collectors who engage in prohibited debt collection practices. It is an important Act that every consumer should be aware of; for an overview of the FDCPA, please click here. The FDCPA does not impose this liability on all creditors.

Debt Collectors Cannot Engage in Conduct that Harasses a Consumer When Attempting to Collect a Debt

Adam J Krohn / Posted: 2013-11-27 12:24 pm
The purpose of the Fair Debt Collection Practices Act (FDCPA) is to stop debt collection practices that are abusive and to protect the consumer. Under the FDCPA, 15 USC Section 1692d, debt collectors cannot engage in conduct that is meant to harass, oppress, or abuse a person when attempting to collect a debt. More specifically, debt collectors cannot under this section.

The Consumer Financial Protection Bureau Wants to Hear from Consumers about their Bad Experiences with Debt Collectors

Adam J Krohn / Posted: 2013-11-18 11:13 am
Many people have bad experiences with debt collectors and the Consumer Financial Protection Bureau (CFPB) wants to hear about them. They are preparing to update the rules that govern how debt collectors communicate with borrowers and they are seeking information from both debt collection companies and consumer advocates to help them prepare the new rules. Their goal is to better protect consumers while not limiting legitimate debt collection activities.

Debt of a Loved One After Death

Adam J Krohn / Posted: 2013-10-23 11:38 am
When a loved one dies it can be difficult to cope, not only with the death but also with the added pressure of creditors who call to collect debts. You may question whether the debt collector can collect on the debt from family members. The answer to that question depends on several factors. Our experienced Fair Debt Collection Practices Act (FDCPA) attorneys at the Consumer Law Center explain these various factors.

What Corporations Should Know About the FCC’s New Telemarketing Rules: Effective October 16, 2013

Adam J Krohn / Posted: 2013-10-17 5:33 pm
Last year the Federal Communications Commission (FCC) adopted several very significant changes to the Telephone Consumer Protection Act (TCPA). The changes to the regulations will become effective on October 16, 2013. Two of the changes include:

Advice on Proper Collection and the Use of Mobile Phone Numbers Given by Federal Agencies

Adam J Krohn / Posted: 2013-10-08 1:49 pm
On September 25, 2013 the Federal Trade Commission (FTC) settled its first case that involved text messages under the Fair Debt Collection Practices Act.

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