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Things you should know about the Fair Debt Collection Practices Act

Adam J Krohn / Posted: 2012-09-04 12:00 am
Debt collectors have been known to harass consumers by using abusive, unfair, and deceptive practices in order to collect debts owed.

The Ugly Side Of Debt Collection Companies

Adam J Krohn / Posted: 2012-08-26 12:00 am
Debt collection harassment often takes ugly turns, with debt collectors resorting in sleazy, underhanded techniques. If you believe that debt collectors are a sophisticated lot, it is time to reconsider your opinion. In fact, in what can be termed a spine-chilling incident, a debt collector operated despite being in prison.

A Supreme Court Ruling May Discourage Consumers From Debt Collection Lawsuits

Adam J Krohn / Posted: 2012-08-26 12:00 am
Since 1978, consumers have been protected from harassing creditors under a statute called the Fair Debt Collection Practices Act (FDCPA). According to this law, collection agencies are barred from using abusive tactics to attain monies allegedly owed to them.

Why People Get Into Credit Card Debts

Adam J Krohn / Posted: 2012-05-21 12:00 am

Millions of Americans are now immersed in personal consumer debts – especially credit card debt. The good news is that there are also many debt repayment techniques to help consumers free themselves from their debt. There are likewise thousands of debt management companies to help consumers accomplish this seemingly impossible task.

A Lemon Car can outsmart you only if you let it

Adam J Krohn / Posted: 2011-02-06 12:00 am
A Lemon Car can outsmart you only if you let it With the fast depreciation of new vehicles, as a wise car buyer you might want to shop for a used car rather than a brand new one.

NCO Can be Sued for Harassing You

Adam J Krohn / Posted: 2011-01-28 12:00 am
NCO Financial Systems popularly known as NCO does not have any qualms whatsoever when it comes to collecting on debts form debtors – or, more frequently, innocent people who do not even owe a debt. For some time, NCO has been at the top of list of complaints concerning debt collection.

How to Teach a Debt Collector the Disappearing Act

Adam J Krohn / Posted: 2011-01-28 12:00 am
Third-party debt collectors and junk debt buyers can be a nightmare for anybody who finds himself on their hit list. We often read and hear horror stories from the innocent victims of debt collectors.

Does the FDCPA Allow Collectors to Contact a Deceased Debtor's Relatives?

Adam J Krohn / Posted: 2011-01-17 12:00 am
The Fair Debt Collection Practices Act (FDCPA) is a federal statute established to protect debtors from debt collection harassment. This Act is enforced by the FTC and private attorneys. Among other things, the FDCPA protects debtors form third-party debt collectors who may harass them if a loved one dies.

FDCPA CLAIMS ARE ON THE RISE

Adam J Krohn / Posted: 2010-12-26 12:00 am
Just about everyone has heard of, if not experienced, a horror story or two about an obnoxious bill collector who calls repeatedly at one's home or place of work on a debt they may, or may not owe, even after being told by a consumer not to call any more.

Allow me to pay what I don’t owe!

Adam J Krohn / Posted: 2010-09-23 12:00 am
I am a well placed senior employee in an automobile agency and lead a big team. I was respected for my work ethics until recently when I started getting calls from a debt collector at my work place. He at first called my boss (who is also my father) which in turn gave me a tarnished image with my boss. After persistent trials I reached the person who called my boss.

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